Buy Your Favorite
Buy with Mike
Mike leverages his long-term connections to access properties ahead of the pack for his buyers.
Whether you’re looking to purchase a home or an investment property, you can trust Mike Plotkowski and his team to:
- Find you the winning property that matches your wish list
- Navigate the process to your convenience
- Negotiate the best price possible on your behalf
Buyer Testimonials
Buyer FAQs
How much do I need for a down payment?
Lenders expect between 5% to 20% for a down payment. It varies according to the lender’s requirements, and the type and length of the loan.
Should I talk with a bank before looking at homes?
The answer to this question is yes. Talking with a bank before looking at homes can help you identify your ideal price range.
Do I need a real estate agent?
Technically, it is possible to buy a home without a professional real estate agent. However, I believe there are too many pros than cons when it comes to working with a realtor.
After living in SF for 40 years, and working as a realtor for 20 years, I have the experience to not only help you find exactly what you are looking for, but make sure you pay the right price. From the initial thoughts of buying, to your closing day, I’ll walk with you every step of the way.
What other fees are there besides a down payment?
Besides the downpayment, lending fees are the second largest costs to homebuyers. These fees are typically between 2%-4% of the loan amount depending on the loan type.
What happens during the closing process?
The closing process happens once the buyers and sellers agree on a home’s price. This entire process begins and typically lasts between 30-60 days. During this time frame, home inspections and appraisals have happened, and the purchase contract and financial documents are approved and signed.
On the official closing day, both parties will meet in person (or have a representative present) to sign final documents and exchange the keys! This is typically an exciting day for both parties.
Recently Purchased
Home Value: $8,945,171
Neighborhood: Presidio Heights
Home Value: $3,595,652
Neighborhood: Lower Haight
Home Value: $1,373,195
Neighborhood: Noe Valley
San Fran’s #1 Independent Firm
With over $2 billion in annual sales and more than 300 real estate professionals, our agents are among the most productive in the Bay Area.
Compass is San Francisco’s most chosen independent real estate firm. In fact, one of our agents is involved in one out of every ten transactions that take place in the City. We know San Francisco like none other, and have expanded our reach throughout much of the Bay Area. Our phenomenal growth and success reflect our ongoing commitment to providing the highest quality, innovative real estate services to our clients.
The Process of Buying a Property
Schedule a Consultation With Me And Create a Wishlist
If you haven’t contacted my team already, now is the time! Once you have been pre-qualified or pre-approved, let’s meet up to get to know each other and create the ultimate home wish list.
View Properties
Now that I understand what you are looking for and have your wish list, I’ll start to research properties in the area that meet what you are looking for. Often, I can see properties before they even hit the market.
Submit an Offer
After we’ve seen multiple properties and have selected your winner, let’s submit an offer! I will be right by your side during this process making sure you offer the right amount, as well as walk you through any necessary negotiations.
Complete an Inspection
Once your offer has been accepted, it’s time for the inspection process. After the inspection you have another opportunity to ask for home improvements or negotiate the price. Again, I’ve got your back.
Close On The Property
Finally, the moment you’ve been waiting for, closing day! This day is very exciting but involves a lot of paperwork. I’ll walk you through the contracts and help you understand exactly what you are signing off on.
After this, it’s time to move into your dream property!
Are you looking to buy a property?
Buying a home is one of the most important decisions you make throughout your lifetime!
I want to make sure you make the right decision and love your home for years to come.
